Privacy Policy
PRIVACY POLICY
Last Updated: October 5, 2023
Welcome to Pursaa, a virtual card service provided by Cowries Money Co Ltd. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information in connection with our website and mobile application, with a focus on our Virtual Card services.
1. Information We Collect
1.1 User Information: When you register for a Pursaa account, we may collect personal information such as your name, contact details, date of birth, and payment information to provide you with our Virtual Card services.
1.2 Usage Information: We collect information about how you use our website and mobile app, including your interactions with our Virtual Card services, transaction history, and device information. This helps us understand your preferences and improve our services.
1.3 Cookies and Similar Technologies: We may use cookies and similar technologies to collect information about your browsing and usage patterns. Cookies enhance your user experience and help us analyze user behavior for statistical and analytical purposes. You can manage your cookie preferences through your browser settings.
2. How We Use Your Information
2.1 Providing Services: We use your personal information to provide you with our Virtual Card services, process transactions, and ensure the security of your account. This includes verifying your identity to prevent fraud.
2.2 Communication: We may use your contact information to communicate with you about your account, transactions, and updates related to our services. This includes service notifications, account status updates, and security alerts.
2.3 Improvement and Customization: We analyze usage data to improve our services, personalize your experience, and develop new features that enhance your Virtual Card experience.
2.4 Legal Compliance: We may use your information to comply with legal obligations and regulations, including anti-money laundering and know-your-customer requirements.
3. Information Sharing
3.1 Service Providers: To provide our services, we may share your information with trusted service providers who assist us in delivering our services. These may include payment processors, fraud prevention services, and customer support providers.
3.2 Legal Requirements and International Protection Laws: We may disclose your information if required by law, court order, or to protect our rights, privacy, safety, or property, or that of our users. This includes cooperating with law enforcement agencies when necessary. We adhere to international protection laws and cooperate with authorities as required.
4. Misuse of Virtual Cards
4.1 We strictly prohibit the misuse of our Virtual Cards for illegal or fraudulent activities, including but not limited to money laundering, unauthorized access to financial systems, or any activities that violate international protection laws.
4.2 Pursaa reserves the right to investigate and report any suspected misuse of our Virtual Cards to the appropriate authorities, in compliance with international protection laws and regulations.
5. Data Security
5.1 We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our security measures include encryption, access controls, and regular security assessments. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.
6. Your Choices
6.1 You can access, review, and update your personal information by logging into your Pursaa account. You have the right to request corrections or deletion of inaccurate data.
6.2 You can opt-out of marketing communications by following the instructions in the communication or by contacting us directly.
7. Children's Privacy
7.1 Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that we have inadvertently collected information from a child, please contact us immediately to address the issue.
8. Changes to this Privacy Policy
8.1 We may update this Privacy Policy to reflect changes in our practices or for legal and regulatory reasons. We will notify you of significant changes through our website or app and provide you with the opportunity to review and accept the updated policy.
9. Contact Us
9.1 For any questions, concerns, or requests related to your personal information, this Privacy Policy, or misuse of our Virtual Cards, please contact our legal team at legal@pursaa.com. Our dedicated legal team will assist you with any privacy-related matters promptly and efficiently.
